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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,662 | $91,167+269.3% | $178,498+88.6% | $79,858+321.6% |
| Participation rate | 98.3% | 69.2%+29.1pp | 81.9%+16.4pp | 69.6%+28.7pp |
| Annual return | 12.79% | 24.19%-11.4pp | 151.09%-138.3pp | 31.72%-18.9pp |
| Employer contribution / active EE | $15,090 | $3,255+363.6% | $5,011+201.1% | $2,471+510.7% |
| Participant deferral / active EE | $2,257 | $3,236-30.3% | $5,202-56.6% | $3,740-39.7% |
| Admin fee / account holder | $4,120 | $6,747-38.9% | $13,985-70.5% | $5,306-22.4% |