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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,959 | $135,645+20.1% | $110,243+47.8% | $135,379+20.4% |
| Participation rate | 77.8% | 83.5%-5.7pp | 79.8%-2.0pp | 82.6%-4.9pp |
| Annual return | -10.11% | 513.24%-523.3pp | 314.76%-324.9pp | 519.79%-529.9pp |
| Employer contribution / active EE | $5,410 | $4,907+10.3% | $3,827+41.4% | $4,779+13.2% |
| Participant deferral / active EE | $9,851 | $5,507+78.9% | $4,672+110.8% | $5,609+75.6% |
| Admin fee / account holder | $5,738 | $11,458-49.9% | $8,548-32.9% | $10,828-47.0% |