Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,039 | $69,977-45.6% | $108,582-65.0% | $62,881-39.5% |
| Participation rate | 53.8% | 72.9%-19.1pp | 79.6%-25.7pp | 69.3%-15.5pp |
| Annual return | 10.61% | 10.73%-0.1pp | -51.70%+62.3pp | 20.14%-9.5pp |
| Employer contribution / active EE | $235 | $2,135-89.0% | $3,758-93.7% | $2,281-89.7% |
| Participant deferral / active EE | $2,032 | $3,165-35.8% | $4,311-52.9% | $3,203-36.6% |
| Admin fee / account holder | $1,391 | $5,076-72.6% | $7,645-81.8% | $4,296-67.6% |