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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,248 | $74,661+24.9% | $160,784-42.0% | $67,986+37.2% |
| Participation rate | 64.4% | 57.1%+7.3pp | 77.0%-12.5pp | 57.2%+7.2pp |
| Annual return | 18.60% | 28.83%-10.2pp | 1803.92%-1785.3pp | 31.67%-13.1pp |
| Employer contribution / active EE | $1,797 | $1,829-1.7% | $3,733-51.8% | $2,019-11.0% |
| Participant deferral / active EE | $4,303 | $3,681+16.9% | $6,293-31.6% | $3,358+28.1% |
| Admin fee / account holder | $4,478 | $3,959+13.1% | $9,717-53.9% | $3,203+39.8% |