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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,248 | $67,595+38.0% | $186,193-49.9% | $64,340+44.9% |
| Participation rate | 64.4% | 51.9%+12.5pp | 77.1%-12.7pp | 55.2%+9.2pp |
| Annual return | 18.60% | 17.46%+1.1pp | 78.03%-59.4pp | 24.14%-5.5pp |
| Employer contribution / active EE | $1,797 | $1,513+18.8% | $3,918-54.1% | $1,862-3.5% |
| Participant deferral / active EE | $4,303 | $3,023+42.3% | $6,513-33.9% | $2,980+44.4% |
| Admin fee / account holder | $4,478 | $5,311-15.7% | $11,058-59.5% | $3,703+21.0% |