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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 61-1758632 | Advisory (Plan) | $11,934 |
Filed as: RAYMOND JAMES AND ASSOCIATES, INC. Service code 27 · EIN 59-1237041 | Advisory (Plan) | $10,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$3,318 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,241 | $79,223+108.6% | $102,460+61.3% | $74,478+121.9% |
| Participation rate | 69.3% | 74.8%-5.5pp | 76.5%-7.2pp | 67.2%+2.1pp |
| Annual return | 15.16% | 54.98%-39.8pp | 29.47%-14.3pp | 1370.56%-1355.4pp |
| Employer contribution / active EE | $2,055 | $2,363-13.0% | $3,025-32.1% | $2,626-21.7% |
| Participant deferral / active EE | $8,917 | $4,417+101.9% | $5,056+76.4% | $4,350+105.0% |
| Admin fee / account holder | $194 | $2,003-90.3% | $9,460-97.9% | $1,946-90.0% |