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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $516,945 | $148,629+247.8% | $135,982+280.2% | $139,487+270.6% |
| Participation rate | 91.7% | 83.9%+7.8pp | 81.9%+9.7pp | 80.3%+11.3pp |
| Annual return | 19.61% | 79.33%-59.7pp | 68.32%-48.7pp | 373.84%-354.2pp |
| Employer contribution / active EE | $4,062 | $5,247-22.6% | $4,859-16.4% | $4,755-14.6% |
| Participant deferral / active EE | $16,248 | $8,102+100.5% | $7,760+109.4% | $6,713+142.1% |
| Admin fee / account holder | $5,925 | $12,406-52.2% | $10,767-45.0% | $11,407-48.1% |