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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $492,950 | $157,304+213.4% | $141,197+249.1% | $152,909+222.4% |
| Participation rate | 92.3% | 84.8%+7.5pp | 82.5%+9.8pp | 82.5%+9.9pp |
| Annual return | 21.95% | 64.34%-42.4pp | 71.41%-49.5pp | 345.46%-323.5pp |
| Employer contribution / active EE | $4,545 | $5,263-13.6% | $4,736-4.0% | $4,764-4.6% |
| Participant deferral / active EE | $14,042 | $7,111+97.5% | $6,710+109.3% | $5,851+140.0% |
| Admin fee / account holder | $6,074 | $12,126-49.9% | $10,265-40.8% | $11,601-47.6% |