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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,690 | $76,551+15.9% | $123,894-28.4% | $62,881+41.0% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 7.40% | 18.68%-11.3pp | 47.52%-40.1pp | 20.14%-12.7pp |
| Employer contribution / active EE | $5,045 | $2,882+75.0% | $4,617+9.3% | $2,281+121.2% |
| Participant deferral / active EE | $4,739 | $4,840-2.1% | $5,984-20.8% | $3,203+47.9% |
| Admin fee / account holder | $313 | $4,826-93.5% | $8,357-96.3% | $4,296-92.7% |