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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,902 | $176,105-91.0% | $159,474-90.0% | $167,536-90.5% |
| Participation rate | 94.4% | 85.0%+9.5pp | 82.8%+11.6pp | 82.1%+12.3pp |
| Annual return | 22.03% | 331.91%-309.9pp | 263.68%-241.6pp | 478.82%-456.8pp |
| Employer contribution / active EE | $3,364 | $5,299-36.5% | $4,831-30.4% | $4,839-30.5% |
| Participant deferral / active EE | $3,798 | $7,751-51.0% | $7,353-48.3% | $6,342-40.1% |
| Admin fee / account holder | $354 | $12,559-97.2% | $10,802-96.7% | $12,315-97.1% |