Retirement plan

TETRA TECH, INC. AND SUBSIDIARIES RETIREMENT PLAN

Name: TETRA TECH, INC. - TETRA TECH, INC. AND SUBSIDIARIES RETIREMENT PLAN (2025) Form 5500
Creator: TETRA TECH, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, TETRA TECH, INC. AND SUBSIDIARIES RETIREMENT PLAN, TETRA TECH, INC.

TETRA TECH, INC.EIN 95-4148514Plan #001PY 2025

192 CANDLEWOOD LAKE ROAD N - NEW MILFORD, CT 06776626-470-2489tetratech.comLinkedIn10001+ employeescivil engineering

Other plans on this EIN

1 filing

#002Retirement-$1.9M assets

Prospect flagsLow participationFailed to transmit contributionsCorrective distributions

How to read this page

Total assets (EOY)

$2160.4M

+9.1% from 2024

Total participants

14,215

-10.6% from 2024

Average account balance

$198,347

+9.6% from 2024

Annual return

13.64%

-18.96 pp from 2024

Benchmarks

See 151 peers

Peer group

Industryany (size+type match)

Plan typeDefined contribution

Participants>=10,000

Cohort151 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.16B

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$198K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

10,892

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

68.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$108.84M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.64%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$123

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
FINANCIAL ENGINES4 years Filed as: EDELMAN FINANCIAL ENGINES, LLC Service code 26 · EIN 94-3250323	Advisory (Participants)	$804,511
PRINCIPAL LIFE INSURANCE COMPANY5 years Service code 13 · EIN 42-0127290	Contract Administrator	$522,090
CANDLEWOOD CONSULTANTS3 years Service code 13 · EIN 85-0516059	Contract Administrator	$88,430
AMERICAN FUNDS5 years Filed as: CAPITAL RESEARCH Service code 27 · EIN 95-4660745	Advisory (Plan)	$50,000
BAKER TILLY US, LLP1 year Filed as: BAKER TILLY US LLP Service code 10 · EIN 30-1413443	Accounting	$35,700
FAEGRE DRINKER BIDDLE & REATH LLP3 years Filed as: FAEGRE DRINKER BIDDLE Service code 29 · EIN 41-0244008	Legal	$13,096

Plan features & details

Pension benefit codes2E2F2G2J2K2R2T3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$1.3M

$128 / participant

Investment mgmt$943K70.4%
Legal$13K1.0%
Contract admin$347K25.9%
Other / not subdivided$36K2.7%

% of EOY assets

0.062%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BAKER TILLY US, LLP
Auditor EIN: 301413443
Audit fees: $35,700
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$198,347

$166,271+19.3%

$147,318+34.6%

$166,271+19.3%

Participation rate

68.2%

79.1%-10.9pp

82.1%-13.9pp

79.1%-10.9pp

Annual return

13.64%

15.58%-1.9pp

70.43%-56.8pp

15.58%-1.9pp

Employer contribution / active EE

$3,133

$4,136-24.3%

$4,593-31.8%

$4,136-24.3%

Participant deferral / active EE

$7,278

$7,214+0.9%

$7,906-7.9%

$7,214+0.9%

Admin fee / account holder

$123

$445-72.3%

$13,708-99.1%

$445-72.3%

Provider

Service type

Compensation

FINANCIAL ENGINES4 years

Filed as: EDELMAN FINANCIAL ENGINES, LLC

Service code 26 · EIN 94-3250323

Advisory (Participants)

$804,511

PRINCIPAL LIFE INSURANCE COMPANY5 years

Service code 13 · EIN 42-0127290

Contract Administrator

$522,090

CANDLEWOOD CONSULTANTS3 years

Service code 13 · EIN 85-0516059

Contract Administrator

$88,430

AMERICAN FUNDS5 years

Filed as: CAPITAL RESEARCH

Service code 27 · EIN 95-4660745

Advisory (Plan)

$50,000

BAKER TILLY US, LLP1 year

Filed as: BAKER TILLY US LLP

Service code 10 · EIN 30-1413443

Accounting

$35,700

FAEGRE DRINKER BIDDLE & REATH LLP3 years

Filed as: FAEGRE DRINKER BIDDLE

Service code 29 · EIN 41-0244008

Legal

$13,096

TETRA TECH, INC. AND SUBSIDIARIES RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

TETRA TECH, INC. AND SUBSIDIARIES RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion