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| Provider | Service type | Compensation |
|---|---|---|
NFP RETIREMENT INC1 year Service code 27 444 S FLOWER ST · LOS ANGELES, CA 90071 | Advisory (Plan) | $25,739 |
Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $19,306 |
MATRIX TRUST COMPANY2 years Service code 18 · EIN 75-3182674 | Trustee (directed); Other services; C... | $0 |
MATRIX TRUST COMPANY2 years Filed as: MSCS FINANCIAL SERVICES Service code 50 | Direct Payment | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,566 | $73,102-26.7% | $123,552-56.6% | $56,287-4.8% |
| Participation rate | 55.6% | 74.3%-18.8pp | 82.3%-26.7pp | 69.9%-14.3pp |
| Annual return | -6.98% | 3.01%-10.0pp | 119.20%-126.2pp | -9.96%+3.0pp |
| Employer contribution / active EE | $681 | $2,977-77.1% | $4,628-85.3% | $2,111-67.7% |
| Participant deferral / active EE | $2,151 | $5,423-60.3% | $6,426-66.5% | $3,350-35.8% |
| Admin fee / account holder | $369 | $554-33.3% | $9,285-96.0% | $521-29.1% |