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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $4,644 |
MATRIX TRUST COMPANY1+ years Filed as: MG TRUST COMPANY DBA MATRIX TRUST C Service code 62 · EIN 75-3182674 | Float revenue | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,352 | $70,002-38.1% | $115,038-62.3% | $52,331-17.2% |
| Participation rate | 63.7% | 72.1%-8.4pp | 81.4%-17.7pp | 68.1%-4.4pp |
| Annual return | 8.79% | 4.04%+4.7pp | 26.14%-17.4pp | 4.54%+4.2pp |
| Employer contribution / active EE | $765 | $2,715-71.8% | $4,608-83.4% | $1,882-59.3% |
| Participant deferral / active EE | $2,482 | $4,920-49.6% | $6,026-58.8% | $3,022-17.9% |
| Admin fee / account holder | $42 | $566-92.6% | $8,175-99.5% | $592-92.9% |