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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,779 | $57,140-30.4% | $85,240-53.3% | $80,959-50.9% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.7%+32.3pp |
| Annual return | 6.12% | 21.71%-15.6pp | 66.75%-60.6pp | 35.67%-29.5pp |
| Employer contribution / active EE | $1,621 | $1,802-10.1% | $2,735-40.8% | $2,757-41.2% |
| Participant deferral / active EE | $2,147 | $3,115-31.1% | $4,527-52.6% | $4,300-50.1% |
| Admin fee / account holder | $45,431 | $4,992+810.1% | $6,165+636.9% | $6,925+556.0% |