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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,746 | $105,145+39.6% | $94,664+55.0% | $139,466+5.2% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 1.85% | 38.09%-36.2pp | 156.84%-155.0pp | 373.66%-371.8pp |
| Employer contribution / active EE | $1,021 | $4,107-75.1% | $3,673-72.2% | $4,754-78.5% |
| Participant deferral / active EE | $2,166 | $7,599-71.5% | $7,417-70.8% | $6,712-67.7% |
| Admin fee / account holder | $858 | $8,972-90.4% | $7,222-88.1% | $11,409-92.5% |