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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,265 | $115,917+9.8% | $100,535+26.6% | $158,982-19.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 9.82% | 34.80%-25.0pp | 30.90%-21.1pp | 302.99%-293.2pp |
| Employer contribution / active EE | $9,295 | $4,105+126.4% | $3,419+171.9% | $4,763+95.2% |
| Participant deferral / active EE | $6,524 | $6,677-2.3% | $6,271+4.0% | $5,983+9.0% |
| Admin fee / account holder | $1,513 | $11,002-86.3% | $8,085-81.3% | $11,252-86.6% |