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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,802 | $98,760-65.8% | $149,715-77.4% | $79,858-57.7% |
| Participation rate | 82.2% | 75.8%+6.4pp | 82.5%-0.3pp | 69.6%+12.6pp |
| Annual return | 15.01% | 27.43%-12.4pp | 276.66%-261.6pp | 31.72%-16.7pp |
| Employer contribution / active EE | $847 | $3,217-73.7% | $4,645-81.8% | $2,471-65.7% |
| Participant deferral / active EE | $4,449 | $5,681-21.7% | $6,842-35.0% | $3,740+18.9% |
| Admin fee / account holder | $3,463 | $6,053-42.8% | $9,310-62.8% | $5,306-34.7% |