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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,732 | $175,259-32.8% | $149,723-21.4% | $139,487-15.6% |
| Participation rate | 93.8% | 83.4%+10.4pp | 78.8%+15.0pp | 80.3%+13.4pp |
| Annual return | 13.83% | 166.82%-153.0pp | 134.50%-120.7pp | 373.84%-360.0pp |
| Employer contribution / active EE | $9,970 | $5,478+82.0% | $4,821+106.8% | $4,755+109.7% |
| Participant deferral / active EE | $5,240 | $6,522-19.7% | $5,682-7.8% | $6,713-21.9% |
| Admin fee / account holder | $605 | $16,158-96.3% | $13,215-95.4% | $11,407-94.7% |