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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,979 | $209,422-60.4% | $178,503-53.5% | $158,982-47.8% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 18.78% | 188.81%-170.0pp | 151.12%-132.3pp | 302.99%-284.2pp |
| Employer contribution / active EE | $3,619 | $5,707-36.6% | $5,011-27.8% | $4,763-24.0% |
| Participant deferral / active EE | $2,595 | $5,955-56.4% | $5,202-50.1% | $5,983-56.6% |
| Admin fee / account holder | $2,954 | $17,079-82.7% | $13,987-78.9% | $11,252-73.7% |