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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,077 | $76,367-64.5% | $93,614-71.1% | $72,983-62.9% |
| Participation rate | 75.0% | 71.7%+3.3pp | 75.8%-0.8pp | 69.5%+5.5pp |
| Annual return | 14.70% | 25.82%-11.1pp | 32.76%-18.1pp | 81.01%-66.3pp |
| Employer contribution / active EE | $1,296 | $2,275-43.0% | $2,718-52.3% | $2,440-46.9% |
| Participant deferral / active EE | $2,026 | $3,538-42.7% | $4,069-50.2% | $3,608-43.8% |
| Admin fee / account holder | $649 | $6,838-90.5% | $7,889-91.8% | $5,124-87.3% |