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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,559,706 | $209,422+1122.3% | $178,503+1334.0% | $158,982+1510.1% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 65.27% | 188.81%-123.5pp | 151.12%-85.8pp | 302.99%-237.7pp |
| Employer contribution / active EE | $3,947 | $5,707-30.8% | $5,011-21.2% | $4,763-17.1% |
| Participant deferral / active EE | $11,427 | $5,955+91.9% | $5,202+119.6% | $5,983+91.0% |
| Admin fee / account holder | $1,332 | $17,079-92.2% | $13,987-90.5% | $11,252-88.2% |