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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,729 | $72,404-43.7% | $110,243-63.1% | $64,173-36.5% |
| Participation rate | 49.0% | 73.3%-24.4pp | 79.8%-30.8pp | 69.6%-20.6pp |
| Annual return | -5.00% | -6.29%+1.3pp | 314.76%-319.8pp | 7.63%-12.6pp |
| Employer contribution / active EE | $611 | $2,282-73.2% | $3,827-84.0% | $2,381-74.3% |
| Participant deferral / active EE | $2,070 | $3,469-40.3% | $4,672-55.7% | $3,470-40.3% |
| Admin fee / account holder | $10,050 | $5,664+77.4% | $8,548+17.6% | $4,887+105.6% |