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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,852 | $112,121-45.7% | $95,960-36.6% | $158,966-61.7% |
| Participation rate | 78.6% | 79.0%-0.4pp | 77.1%+1.5pp | 82.0%-3.4pp |
| Annual return | 17.78% | 171.16%-153.4pp | 91.63%-73.9pp | 302.95%-285.2pp |
| Employer contribution / active EE | $5,400 | $3,199+68.8% | $2,541+112.5% | $4,762+13.4% |
| Participant deferral / active EE | $6,013 | $4,784+25.7% | $4,167+44.3% | $5,983+0.5% |
| Admin fee / account holder | $10,142 | $10,135+0.1% | $6,797+49.2% | $11,250-9.9% |