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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,880 | $92,219-64.3% | $76,768-57.2% | $135,379-75.7% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | 17.56% | 5.46%+12.1pp | 2.43%+15.1pp | 519.79%-502.2pp |
| Employer contribution / active EE | $5,878 | $3,216+82.8% | $2,485+136.5% | $4,779+23.0% |
| Participant deferral / active EE | $7,278 | $4,508+61.4% | $3,852+89.0% | $5,609+29.8% |
| Admin fee / account holder | $707 | $10,749-93.4% | $6,675-89.4% | $10,828-93.5% |