Retirement plan

SECURE TRANSPORTATION 401(K) PLAN

Name: SECURE TRANSPORTATION COMPANY, INC. - SECURE TRANSPORTATION 401(K) PLAN (2018) Form 5500
Creator: SECURE TRANSPORTATION COMPANY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SECURE TRANSPORTATION 401(K) PLAN, SECURE TRANSPORTATION COMPANY, INC.

SECURE TRANSPORTATION COMPANY, INC.EIN 95-4049363Plan #001PY 2018

3780 KILROY AIRPORT WAY, SUITE 220 - LONG BEACH, CA 90806800-856-9994securetransportation.comLinkedIn201-500 employeestransportation/trucking/railroad

Prospect flagsLow returnsLow assets / participantLow employer contributionFailed to transmit contributions

How to read this page

Total assets (EOY)

$1.5M

+57.3% from 2017

Total participants

966

-9.1% from 2017

Average account balance

$1,615

+40.8% from 2017

Annual return

-13.27%

-67.03 pp from 2017

Benchmarks

See 672 peers

Peer group

Industry48 - Transportation and Warehousing

Plan typeDefined contribution

Participants250-999

Cohort672 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$127K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+2.32%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 10 by compensation

Provider	Service type	Compensation
WRIGHT FORD YOUNG & CO1 year Filed as: WRIGHT FORD YOUNG & COMPANY Service code 10 · EIN 95-3288054 16140 SAND CANYON AVENUE · IRVINE, CA 92618	Accounting	$15,500
T ROWE PRICE RPS INC3+ years Filed as: T ROWE PRICE RPS, INC Service code 15 · EIN 52-1309931	Recordkeeping	$14,676
AMERICAN REALTY ADVISORS3+ years Filed as: AMERICAN BEACON FUNDS Service code 28 · EIN 75-2401150	Investment Management	$0
AMERICAN FUNDS3+ years Service code 25 · EIN 95-1411037	Directed Trustee	$0
EAGLEASSET3+ years Service code 28 · EIN 59-3171014	Investment Management	$0
EAGLEASSET3+ years Filed as: EAGLEASSET FUNDS Service code 28	Investment Management	$0
FIDELITY INVESTMENTS INSTITUTIONAL3+ years Filed as: FIDELITY Service code 28 · EIN 04-2647786	Investment Management	$0
FIDELITY INVESTMENTS INSTITUTIONAL3+ years Filed as: FIDELITY FUNDS Service code 28	Investment Management	$0
METLIFE LIFE INSURANCE COMPANY3+ years Filed as: METROPOLITAN WEST FUNDS Service code 28 · EIN 95-4597302	Investment Management	$0
WELLS FARGO BANK, N.A.3+ years Filed as: WELLS FARGO FUNDS TRUST Service code 28 · EIN 41-0449260	Investment Management	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

4 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$30K

$57 / participant

Other / not subdivided$30K100.0%

% of EOY assets

2.081%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: WRIGHT FORD YOUNG & COMPANY
Auditor EIN: 953288054
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$1,615

$41,467-96.1%

$67,313-97.6%

$55,725-97.1%

Participation rate

87.3%

62.5%+24.8pp

69.1%+18.2pp

70.9%+16.4pp

Annual return

-13.27%

0.82%-14.1pp

-4.08%-9.2pp

244.93%-258.2pp

Employer contribution / active EE

$218

$1,316-83.4%

$2,566-91.5%

$2,078-89.5%

Participant deferral / active EE

$1,448

$2,399-39.6%

$3,568-59.4%

$3,356-56.8%

Admin fee / account holder

$34

$102-67.1%

$4,507-99.3%

$115-70.8%

Provider

Service type

Compensation

WRIGHT FORD YOUNG & CO1 year

Filed as: WRIGHT FORD YOUNG & COMPANY

Service code 10 · EIN 95-3288054

16140 SAND CANYON AVENUE · IRVINE, CA 92618

Accounting

$15,500

T ROWE PRICE RPS INC3+ years

Filed as: T ROWE PRICE RPS, INC

Service code 15 · EIN 52-1309931

Recordkeeping

$14,676

AMERICAN REALTY ADVISORS3+ years

Filed as: AMERICAN BEACON FUNDS

Service code 28 · EIN 75-2401150

Investment Management

AMERICAN FUNDS3+ years

Service code 25 · EIN 95-1411037

Directed Trustee

EAGLEASSET3+ years

Service code 28 · EIN 59-3171014

Investment Management

EAGLEASSET3+ years

Filed as: EAGLEASSET FUNDS

Service code 28

Investment Management

FIDELITY INVESTMENTS INSTITUTIONAL3+ years

Filed as: FIDELITY

Service code 28 · EIN 04-2647786

Investment Management

FIDELITY INVESTMENTS INSTITUTIONAL3+ years

Filed as: FIDELITY FUNDS

Service code 28

Investment Management

METLIFE LIFE INSURANCE COMPANY3+ years

Filed as: METROPOLITAN WEST FUNDS

Service code 28 · EIN 95-4597302

Investment Management

WELLS FARGO BANK, N.A.3+ years

Filed as: WELLS FARGO FUNDS TRUST

Service code 28 · EIN 41-0449260

Investment Management

SECURE TRANSPORTATION 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SECURE TRANSPORTATION 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion