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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,193 | $52,519-48.2% | $155,789-82.5% | $59,633-54.4% |
| Participation rate | 73.3% | 61.7%+11.6pp | 76.1%-2.8pp | 68.7%+4.7pp |
| Annual return | 3.29% | 53.51%-50.2pp | 71.54%-68.2pp | 2041.45%-2038.2pp |
| Employer contribution / active EE | $98 | $1,589-93.8% | $3,839-97.4% | $2,203-95.5% |
| Participant deferral / active EE | $3,154 | $3,084+2.3% | $4,798-34.3% | $3,192-1.2% |
| Admin fee / account holder | $1,902 | $3,540-46.3% | $7,477-74.6% | $4,297-55.7% |