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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,511 | $131,835+79.4% | $108,582+117.8% | $273,972-13.7% |
| Participation rate | 92.9% | 83.5%+9.4pp | 79.6%+13.3pp | 83.0%+9.8pp |
| Annual return | 9.99% | -91.57%+101.6pp | -51.70%+61.7pp | 41.46%-31.5pp |
| Employer contribution / active EE | $1,311 | $4,913-73.3% | $3,758-65.1% | $4,869-73.1% |
| Participant deferral / active EE | $4,017 | $5,127-21.7% | $4,311-6.8% | $5,287-24.0% |
| Admin fee / account holder | $584 | $10,253-94.3% | $7,645-92.4% | $10,133-94.2% |