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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,709 | $91,537-54.4% | $130,045-67.9% | $75,173-44.5% |
| Participation rate | 87.8% | 71.5%+16.4pp | 78.5%+9.3pp | 67.2%+20.6pp |
| Annual return | 26.39% | -631.55%+657.9pp | -137.30%+163.7pp | 160.72%-134.3pp |
| Employer contribution / active EE | $3,550 | $2,845+24.8% | $4,321-17.8% | $2,671+32.9% |
| Participant deferral / active EE | $6,554 | $4,343+50.9% | $5,820+12.6% | $4,126+58.8% |
| Admin fee / account holder | $5,565 | $6,780-17.9% | $10,600-47.5% | $5,651-1.5% |