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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,062 | $85,766-14.8% | $136,298-46.4% | $70,126+4.2% |
| Participation rate | 72.7% | 74.2%-1.4pp | 81.9%-9.2pp | 69.5%+3.2pp |
| Annual return | 15.91% | 31.46%-15.5pp | 5156.27%-5140.4pp | 73.15%-57.2pp |
| Employer contribution / active EE | $727 | $2,966-75.5% | $4,696-84.5% | $2,343-69.0% |
| Participant deferral / active EE | $4,782 | $5,051-5.3% | $6,247-23.4% | $3,332+43.5% |
| Admin fee / account holder | $1,777 | $5,421-67.2% | $9,244-80.8% | $4,645-61.8% |