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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,927 | $88,360-36.7% | $145,433-61.5% | $67,986-17.7% |
| Participation rate | 63.3% | 65.5%-2.1pp | 82.1%-18.8pp | 57.2%+6.1pp |
| Annual return | 14.74% | 63.15%-48.4pp | 66.58%-51.8pp | 31.67%-16.9pp |
| Employer contribution / active EE | $745 | $3,054-75.6% | $4,554-83.6% | $2,019-63.1% |
| Participant deferral / active EE | $2,843 | $5,932-52.1% | $7,897-64.0% | $3,358-15.3% |
| Admin fee / account holder | $3,194 | $3,313-3.6% | $13,129-75.7% | $3,203-0.3% |