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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,991 | $78,707-93.7% | $117,861-95.8% | $70,126-92.9% |
| Participation rate | 95.6% | 73.2%+22.4pp | 79.7%+15.9pp | 69.5%+26.0pp |
| Annual return | 15.24% | 23.30%-8.1pp | 335.11%-319.9pp | 73.15%-57.9pp |
| Employer contribution / active EE | $798 | $2,223-64.1% | $3,786-78.9% | $2,343-65.9% |
| Participant deferral / active EE | $110 | $3,297-96.7% | $4,482-97.6% | $3,332-96.7% |
| Admin fee / account holder | $6,756 | $5,066+33.4% | $8,021-15.8% | $4,645+45.4% |