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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,665 | $58,234-37.0% | $81,783-55.2% | $80,874-54.7% |
| Participation rate | 92.2% | 63.4%+28.8pp | 72.4%+19.8pp | 67.6%+24.5pp |
| Annual return | 9.35% | 41.70%-32.4pp | 775.05%-765.7pp | 35.62%-26.3pp |
| Employer contribution / active EE | $791 | $2,341-66.2% | $2,913-72.8% | $2,756-71.3% |
| Participant deferral / active EE | $3,048 | $3,283-7.1% | $4,320-29.4% | $4,297-29.1% |
| Admin fee / account holder | $3,806 | $4,982-23.6% | $7,380-48.4% | $6,935-45.1% |