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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,665 | $58,258-37.1% | $81,820-55.2% | $80,925-54.7% |
| Participation rate | 92.2% | 63.5%+28.7pp | 72.4%+19.8pp | 67.7%+24.5pp |
| Annual return | 9.35% | 41.76%-32.4pp | 777.93%-768.6pp | 35.65%-26.3pp |
| Employer contribution / active EE | $791 | $2,345-66.3% | $2,915-72.9% | $2,756-71.3% |
| Participant deferral / active EE | $3,048 | $3,284-7.2% | $4,323-29.5% | $4,299-29.1% |
| Admin fee / account holder | $3,806 | $4,976-23.5% | $7,391-48.5% | $6,940-45.2% |