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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,357 | $176,105+24.6% | $159,474+37.6% | $167,536+30.9% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 10.87% | 331.91%-321.0pp | 263.68%-252.8pp | 478.82%-467.9pp |
| Employer contribution / active EE | $3,787 | $5,299-28.5% | $4,831-21.6% | $4,839-21.7% |
| Participant deferral / active EE | $10,808 | $7,751+39.4% | $7,353+47.0% | $6,342+70.4% |
| Admin fee / account holder | $7,154 | $12,559-43.0% | $10,802-33.8% | $12,315-41.9% |