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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,599 | $165,399+12.2% | $149,745+23.9% | $158,982+16.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 14.30% | 348.34%-334.0pp | 276.72%-262.4pp | 302.99%-288.7pp |
| Employer contribution / active EE | $3,544 | $5,105-30.6% | $4,646-23.7% | $4,763-25.6% |
| Participant deferral / active EE | $8,476 | $7,183+18.0% | $6,843+23.9% | $5,983+41.7% |
| Admin fee / account holder | $5,362 | $10,811-50.4% | $9,312-42.4% | $11,252-52.3% |