Filed December 2, 2024
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| Provider | Service type | Compensation |
|---|---|---|
Service code 24 · EIN 71-0294708 | Discretionary Trustee | $30,488 |
MORNINGSTAR9+ years Service code 26 · EIN 36-4317381 | Advisory (Participants) | $18,454 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,062 | $82,978-34.8% | $130,231-58.5% | $74,440-27.4% |
| Participation rate | 91.1% | 73.7%+17.5pp | 76.3%+14.9pp | 70.7%+20.4pp |
| Annual return | 18.74% | 123.05%-104.3pp | 38.77%-20.0pp | 34.37%-15.6pp |
| Employer contribution / active EE | $953 | $3,391-71.9% | $4,126-76.9% | $2,638-63.9% |
| Participant deferral / active EE | $6,380 | $5,370+18.8% | $6,799-6.2% | $4,529+40.9% |
| Admin fee / account holder | $30 | $354-91.6% | $6,020-99.5% | $348-91.4% |