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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,223 | $162,821+83.8% | $133,978+123.3% | $158,982+88.2% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 14.59% | 41.95%-27.4pp | 45.10%-30.5pp | 302.99%-288.4pp |
| Employer contribution / active EE | $5,735 | $4,976+15.3% | $3,919+46.3% | $4,763+20.4% |
| Participant deferral / active EE | $12,677 | $5,910+114.5% | $5,047+151.2% | $5,983+111.9% |
| Admin fee / account holder | $5,304 | $11,742-54.8% | $8,930-40.6% | $11,252-52.9% |