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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,199 | $97,732-95.7% | $83,831-95.0% | $135,380-96.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | 7.29% | 1287.56%-1280.3pp | 850.99%-843.7pp | 519.81%-512.5pp |
| Employer contribution / active EE | $72 | $4,222-98.3% | $3,631-98.0% | $4,779-98.5% |
| Participant deferral / active EE | $2,380 | $4,683-49.2% | $4,082-41.7% | $5,609-57.6% |
| Admin fee / account holder | $1,445 | $6,675-78.3% | $5,479-73.6% | $10,828-86.7% |