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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,623 | $99,345-96.4% | $84,753-95.7% | $273,972-98.7% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | -9.14% | 22.93%-32.1pp | 22.78%-31.9pp | 41.46%-50.6pp |
| Employer contribution / active EE | $891 | $4,214-78.8% | $3,574-75.1% | $4,869-81.7% |
| Participant deferral / active EE | $1,669 | $4,270-60.9% | $3,712-55.0% | $5,287-68.4% |
| Admin fee / account holder | $7,473 | $6,645+12.5% | $5,333+40.1% | $10,133-26.2% |