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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,252 | $48,570+127.0% | $130,660-15.6% | $72,975+51.1% |
| Participation rate | 53.8% | 58.6%-4.7pp | 71.7%-17.9pp | 69.5%-15.6pp |
| Annual return | 18.53% | 38.63%-20.1pp | 1709.29%-1690.8pp | 81.01%-62.5pp |
| Employer contribution / active EE | $0 | $1,334-100.0% | $4,092-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $4,135 | $2,384+73.5% | $3,603+14.8% | $3,608+14.6% |
| Admin fee / account holder | $934 | $3,549-73.7% | $5,463-82.9% | $5,124-81.8% |