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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,696 | $108,911+29.2% | $100,392+40.1% | $145,884-3.6% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 10.32% | 58.23%-47.9pp | 49.45%-39.1pp | 551.85%-541.5pp |
| Employer contribution / active EE | $5,415 | $4,420+22.5% | $3,941+37.4% | $4,662+16.1% |
| Participant deferral / active EE | $6,365 | $8,459-24.8% | $8,090-21.3% | $6,690-4.9% |
| Admin fee / account holder | $1,118 | $9,698-88.5% | $7,904-85.9% | $13,392-91.6% |