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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,908 | $124,175+32.0% | $108,405+51.2% | $167,536-2.2% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 10.47% | 1380.13%-1369.7pp | 905.55%-895.1pp | 478.82%-468.3pp |
| Employer contribution / active EE | $3,573 | $4,188-14.7% | $3,559+0.4% | $4,839-26.2% |
| Participant deferral / active EE | $7,944 | $6,908+15.0% | $6,563+21.1% | $6,342+25.3% |
| Admin fee / account holder | $593 | $9,457-93.7% | $7,297-91.9% | $12,315-95.2% |