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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,696 | $108,912+29.2% | $100,383+40.2% | $145,959-3.6% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 10.32% | 57.96%-47.6pp | 49.26%-38.9pp | 561.95%-551.6pp |
| Employer contribution / active EE | $5,415 | $4,423+22.4% | $3,944+37.3% | $4,661+16.2% |
| Participant deferral / active EE | $6,365 | $8,451-24.7% | $8,086-21.3% | $6,689-4.8% |
| Admin fee / account holder | $1,118 | $9,690-88.5% | $7,900-85.8% | $13,398-91.7% |