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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,696 | $108,922+29.2% | $100,398+40.1% | $145,978-3.6% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 10.32% | 58.04%-47.7pp | 49.32%-39.0pp | 550.52%-540.2pp |
| Employer contribution / active EE | $5,415 | $4,426+22.4% | $3,946+37.2% | $4,662+16.2% |
| Participant deferral / active EE | $6,365 | $8,450-24.7% | $8,084-21.3% | $6,690-4.9% |
| Admin fee / account holder | $1,118 | $9,680-88.4% | $7,893-85.8% | $13,400-91.7% |