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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,328 | $81,476-27.2% | $102,383-42.1% | $80,925-26.7% |
| Participation rate | 98.5% | 66.8%+31.6pp | 74.5%+24.0pp | 67.7%+30.8pp |
| Annual return | 9.15% | 25.59%-16.4pp | 24.94%-15.8pp | 35.65%-26.5pp |
| Employer contribution / active EE | $8,064 | $3,105+159.7% | $3,870+108.4% | $2,756+192.6% |
| Participant deferral / active EE | $441 | $3,871-88.6% | $5,060-91.3% | $4,299-89.7% |
| Admin fee / account holder | $3,466 | $6,717-48.4% | $8,391-58.7% | $6,940-50.1% |