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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,923 | $64,729-19.8% | $112,263-53.7% | $68,490-24.2% |
| Participation rate | 93.8% | 67.2%+26.6pp | 75.1%+18.7pp | 67.9%+25.9pp |
| Annual return | -14.03% | -11.40%-2.6pp | 27.49%-41.5pp | -7.85%-6.2pp |
| Employer contribution / active EE | $8,408 | $2,746+206.2% | $3,636+131.2% | $2,597+223.8% |
| Participant deferral / active EE | $405 | $3,566-88.7% | $4,729-91.4% | $4,028-90.0% |
| Admin fee / account holder | $1,358 | $5,222-74.0% | $6,410-78.8% | $5,403-74.9% |