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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,671 | $105,284-33.8% | $150,734-53.8% | $94,015-25.9% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.4%+21.6pp | 70.8%+29.2pp |
| Annual return | 11.04% | 15.67%-4.6pp | 600.81%-589.8pp | 17.84%-6.8pp |
| Employer contribution / active EE | $8,228 | $3,599+128.6% | $4,918+67.3% | $2,790+194.9% |
| Participant deferral / active EE | $509 | $4,274-88.1% | $5,610-90.9% | $4,249-88.0% |
| Admin fee / account holder | $4,700 | $9,839-52.2% | $14,905-68.5% | $8,951-47.5% |