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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,125 | $72,177+132.9% | $115,038+46.1% | $59,633+181.9% |
| Participation rate | 62.1% | 72.6%-10.4pp | 81.4%-19.2pp | 68.7%-6.5pp |
| Annual return | -0.44% | 12.02%-12.5pp | 26.14%-26.6pp | 2041.45%-2041.9pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $4,608-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $7,592 | $4,783+58.7% | $6,026+26.0% | $3,192+137.9% |
| Admin fee / account holder | $1,035 | $4,927-79.0% | $8,175-87.3% | $4,297-75.9% |