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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,294 | $165,399+6.0% | $149,745+17.1% | $158,982+10.3% |
| Participation rate | 88.9% | 84.6%+4.3pp | 82.5%+6.4pp | 82.0%+6.9pp |
| Annual return | 20.37% | 348.34%-328.0pp | 276.72%-256.4pp | 302.99%-282.6pp |
| Employer contribution / active EE | $0 | $5,105-100.0% | $4,646-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $8,237 | $7,183+14.7% | $6,843+20.4% | $5,983+37.7% |
| Admin fee / account holder | $1,245 | $10,811-88.5% | $9,312-86.6% | $11,252-88.9% |