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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,470 | $157,304-11.3% | $141,197-1.2% | $152,909-8.8% |
| Participation rate | 88.9% | 84.8%+4.1pp | 82.5%+6.4pp | 82.5%+6.4pp |
| Annual return | 12.98% | 64.34%-51.4pp | 71.41%-58.4pp | 345.46%-332.5pp |
| Employer contribution / active EE | $0 | $5,263-100.0% | $4,736-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $7,739 | $7,111+8.8% | $6,710+15.3% | $5,851+32.3% |
| Admin fee / account holder | $114,029 | $12,126+840.4% | $10,265+1010.9% | $11,601+882.9% |