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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,239 | $81,276-84.9% | $155,574-92.1% | $80,925-84.9% |
| Participation rate | 82.1% | 66.2%+15.9pp | 78.2%+3.9pp | 67.7%+14.5pp |
| Annual return | 17.40% | 33.36%-16.0pp | 64.87%-47.5pp | 35.65%-18.2pp |
| Employer contribution / active EE | $269 | $3,103-91.3% | $4,676-94.2% | $2,756-90.2% |
| Participant deferral / active EE | $1,408 | $3,453-59.2% | $5,629-75.0% | $4,299-67.2% |
| Admin fee / account holder | $351 | $7,993-95.6% | $15,914-97.8% | $6,940-94.9% |