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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,828 | $73,863-89.4% | $143,797-94.6% | $68,490-88.6% |
| Participation rate | 82.6% | 66.7%+15.9pp | 80.3%+2.3pp | 67.9%+14.7pp |
| Annual return | -16.87% | 0.91%-17.8pp | -0.04%-16.8pp | -7.85%-9.0pp |
| Employer contribution / active EE | $272 | $3,185-91.5% | $4,952-94.5% | $2,597-89.5% |
| Participant deferral / active EE | $1,437 | $3,385-57.6% | $5,638-74.5% | $4,028-64.3% |
| Admin fee / account holder | $740 | $5,756-87.2% | $14,679-95.0% | $5,403-86.3% |