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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,295 | $124,346+101.3% | $111,308+124.9% | $167,536+49.4% |
| Participation rate | 87.5% | 79.6%+7.9pp | 77.3%+10.2pp | 82.1%+5.4pp |
| Annual return | 14.31% | 37.45%-23.1pp | 54.67%-40.4pp | 478.82%-464.5pp |
| Employer contribution / active EE | $2,238 | $3,437-34.9% | $2,732-18.1% | $4,839-53.8% |
| Participant deferral / active EE | $11,071 | $5,182+113.7% | $4,487+146.7% | $6,342+74.6% |
| Admin fee / account holder | $9,002 | $10,621-15.3% | $7,965+13.0% | $12,315-26.9% |